THE EFFECTIVENESS OF BANK LOANS AND WORKING CAPITAL IN PROVIDING FINANCIAL SUPPORT TO ENTREPRENEURS

Abstract

This article analyzes the role of bank loans in financial support for business entities and mechanisms for increasing the efficiency of working capital. It also highlights state programs aimed at the development of small business and private entrepreneurship, the preferential lending system, and the economic significance of the activities of commercial banks. It analyzes based on statistical data that as a result of the economic reforms being implemented in Uzbekistan, the volume of loans allocated to business entities is increasing year by year, which contributes to an increase in production volume, employment, and export indicators. The article evaluates the effective use of working capital as an important factor ensuring the stability and competitiveness of business activities.