THE ROLE AND PROSPECTS OF FINTECH TECHNOLOGIES IN BANKING AND FINANCIAL SERVICES
Keywords:
fintech, digital banking, financial innovation, blockchain, artificial intelligence, financial inclusion, digital payments, banking transformation, risk managementAbstract
This article analyzes the role and development prospects of fintech technologies in banking and financial services. It examines how innovations such as artificial intelligence, blockchain, big data analytics, and digital payment systems are transforming traditional financial institutions into digital ecosystems. The study highlights the impact of fintech on financial inclusion, operational efficiency, risk management, and regulatory frameworks.
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