THE ROLE OF DIGITAL TECHNOLOGIES IN ENSURING FINANCIAL STABILITY AND MANAGING RISKS IN ENTERPRISES

Kuchimov Jahongir Shuxrat ugli

Authors

Kuchimov Jahongir Shuxrat ugli Independent Researcher, Banking and Finance Academy of the Republic of Uzbekistan

Keywords:

Digital technologies, financial risk management, artificial intelligence, cloud computing, automated systems, risk forecasting, financial monitoring, block chain technology, financial hazards, digital transformation in enterprises, financial stability, transparency and reliability, innovative management, digital economy, international experience, digital risks, settlement systems, financial analysis, risk assessment, accounting, small and medium-sized businesses.

Abstract

Under the conditions of contemporary economic uncertainty, maintaining the financial stability of enterprises is of strategic importance. This study analyzes the effectiveness of digital tools—such as Big Data, Artificial Intelligence (AI), and cloud technologies—in forecasting and managing financial risks. The article systematizes financial threats and proposes digital mechanisms for their mitigation based on international experience. The research concludes by presenting authorial recommendations for the transformation of financial management and the practical implementation of digital solutions.

References

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