ORGANIZATIONAL AND LEGAL REGULATION OF INCREASING THE LEVEL OF CREDITWORTHINESS IN “UZMILLIYBANK” JSC

Jumaniyazov Quvanchbek Amatjonovich

Authors

Jumaniyazov Quvanchbek Amatjonovich Independent Researcher, Banking and Finance Academy of the Republic of Uzbekistan

Keywords:

Commercial bank, credit, creditworthiness, level of creditworthiness, regulation.

Abstract

This article highlights the essence, existing opportunities, and issues of organizational and legal regulation aimed at improving the level of creditworthiness in “Uzmilliybank” Joint Stock Company.

References

Sultanov, E.T. (2025). Increasing the Level of Diversification of the Credit Portfolio in Commercial Banks. Proceedings of the Scientific-Practical Conference “Modern Science and Education Prospects,” March 2025, p. 662.

Abdullayeva, Sh. (2003). Banking. Textbook. Tashkent: TMI, p. 24.

Lavrushin, O.I., & Valentseva, N.I. (2014). Banking Risks: A Study Guide. Moscow: KNORUS, p. 232.

Lavrushin, O.I. (2019). Basic Principles of Credit Theory and Its Application in the Modern Economy. Issues of Economic Regulation, Vol. 8, No. 2.

Collection of the Charter and Credit Policy Documents of “O‘zmilliybank” JSC.

Decree of the President of the Republic of Uzbekistan No. PQ-4540, dated November 30, 2019, “On Measures to Reorganize the State-Owned Enterprise ‘National Bank for Foreign Economic Activity of the Republic of Uzbekistan’ into a Joint-Stock Company.”

Source: https://lex.uz/docs/4622167