BANKING SYSTEM AND MANAGEMENT PATHS
Keywords:
banking system, bank management, financial stability, risk management, credit policy, digital transformation, strategic leadership, financial regulationAbstract
This article analyzes the structure and functioning of the modern banking system and explores effective management paths that ensure its stability and efficiency. It examines the key components of banking operations, including financial intermediation, credit policy, and risk management. The study emphasizes the importance of strategic leadership, digital transformation, and innovative management approaches in improving the performance of banks. Furthermore, it discusses the role of regulation and supervision in maintaining public trust and preventing financial crises. By combining theoretical perspectives with practical insights, the article highlights how modern management strategies can strengthen banking institutions and contribute to sustainable economic development.
References
Saunders, A., Cornett, M. Financial Institutions Management: A Risk Management Approach. McGraw-Hill, 2018.
Basel Committee on Banking Supervision. Principles for the Sound Management of Risk. BIS, 2015.
Mishkin, F. S., Eakins, S. G. Financial Markets and Institutions. Pearson, 2018.
Kotler, P., Keller, K. L. Marketing Management. Pearson, 2016.
Gomber, P., Koch, J. A., Siering, M. Digital Finance and FinTech: Innovations and Strategies. Springer, 2018.
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