UMARU ABU BAKAR. ENHANCING PERFORMANCE IN THE BANKING SECTOR: A CONCEPTUAL FRAMEWORK FOR THE EFFECT OF FRAUD RISK MANAGEMENT AND RISK CULTURE. Ethiopian International Journal of Multidisciplinary Research, [S. l.], v. 10, n. 07, p. 01–04, 2023. Disponível em: https://eijmr.org/index.php/eijmr/article/view/17. Acesso em: 24 mar. 2026.