UMARU YUSUF; ARPAH ABU BASHIR. UNRAVELING THE IMPACT: A CONCEPTUAL FRAMEWORK FOR THE EFFECT OF FRAUD RISK MANAGEMENT, RISK CULTURE, AND PERFORMANCE IN THE BANKING SECTOR. Ethiopian International Journal of Multidisciplinary Research, [S. l.], v. 10, n. 06, p. 09–13, 2023. Disponível em: https://eijmr.org/index.php/eijmr/article/view/15. Acesso em: 20 mar. 2026.