WAYS TO INCREASE THE SOLVENCY OF INSURANCE COMPANIES

Authors

  • Moyliev Murod Bakhtiyorovich Tashkent State University of Economy, PhD Student

Keywords:

solvency, insurance companies, risk management, capital adequacy, reinsurance, regulatory compliance, digital transformation.

Abstract

The solvency of insurance companies is a critical indicator of their financial stability and ability to meet long-term obligations. This article explores key strategies to enhance solvency, focusing on effective risk management, optimal capital allocation, regulatory compliance, and innovative financial instruments. By analyzing case studies and industry best practices, the study highlights the importance of diversification, reinsurance, and advanced actuarial modeling in mitigating risks. Additionally, the role of digital transformation and artificial intelligence in improving underwriting accuracy and operational efficiency is discussed. The findings provide actionable insights for insurers, regulators, and policymakers to strengthen solvency margins and ensure sustainable growth in the insurance sector.

References

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Kartasheva, A., & Park, S. C. (2013). The role of reinsurance in mitigating catastrophic risks. Geneva Papers on Risk and Insurance, 38(2), 222-245.

Eling, M., & Lehmann, M. (2018). The impact of digitalization on the insurance industry. Journal of Financial Transformation, 48, 31-44.

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Published

2025-04-01

How to Cite

Moyliev Murod Bakhtiyorovich. (2025). WAYS TO INCREASE THE SOLVENCY OF INSURANCE COMPANIES. Ethiopian International Multidisciplinary Research Conferences, 278–282. Retrieved from https://eijmr.org/conferences/index.php/eimrc/article/view/539

Issue

2025: Ethiopian International Multidisciplinary Research Conferences

Section

Articles

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