AREAS TO INCREASE FINANCIAL LITERACY

Authors

  • X.Fayzullayev,B.Kattakishiyev Student of group 520-22, Jizzakh Polytechnic Institute,Associate Professor, Jizzakh Polytechnic Institute

Keywords:

financial literacy, economic stability, digital finance, personal budget, investment, banking system, Financial Planning, Economic consciousness.

Abstract

This article analyzes the essence of financial literacy, its importance in modern economic conditions, its state in Uzbekistan, international experiences and practical and strategic directions aimed at increasing it. Financial literacy of the population plays a decisive role in socio-economic development, effective budget management, investment activity and minimization of economic risks. The article provides specific recommendations for improving financial literacy through the integration of the educational system, digital technologies, the banking sector and public policy. 

References

Decree of the President of the Republic of Uzbekistan No. PF-134 dated May 12, 2022.

Official reports of the Central Bank of the Republic of Uzbekistan – www.cbu.uz

OECD (2021). “Financial Education in the Digital Age”.

World Bank (2022). “Global Financial Literacy Survey”.

Lusardi, A., & Mitchell, O. S. (2014). "The Economic Importance of Financial Literacy".

MoneySense Singapore – www.moneysense.gov.sg

Financial Literacy Month – www.financialliteracymonth.com

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Published

2025-07-03

How to Cite

X.Fayzullayev,B.Kattakishiyev. (2025). AREAS TO INCREASE FINANCIAL LITERACY. Ethiopian International Multidisciplinary Research Conferences, 3–6. Retrieved from https://eijmr.org/conferences/index.php/eimrc/article/view/1076

Issue

2025: Ethiopian International Multidisciplinary Research Conferences

Section

Articles

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